FHA mortgage insurance can facilitate access to affordable capital funding for senior living projects. As FHA insured mortgage loans are backed by the full faith and credit of the United States Government, approved borrowers can obtain up to "AAA" debt ratings on either a taxable or tax-exempt basis. FHA mortgage insurance can be employed to finance construction projects for skilled nursing homes, assisted living properties, and board and care facilities. Eligible borrowers include proprietary, nonprofit and publicly owned single-asset organizations for new construction, substantial rehabilitation, acquisitions and refinancing.

InnoVative Capital’s senior living group has extensive experience in assessing the feasibility of senior living projects, determining debt capacity, structuring FHA insured financings and preparing loan applications. Our senior living bankers have executed FHA financings for both assisted living and skilled nursing facilities in rural and urban settings.